The Mojores Créditos team has put together the "Best Credit Cards and Top Offers 2023" list with the goal of helping consumers find the ideal credit card for their needs and offer the best benefits and advantages.
The list includes a variety of options, with the reader's well-being in mind. Before choosing a card, it is recommended that you check this list to make an informed decision and get the card that best meets your needs.
The KeyBank Latitude credit card is a no-frills, low APR credit card whose main appeal is the long introductory APR offer of 0% for 15 billing cycles that you can take advantage of when you open an account.
| Benefits | |
|---|---|
|
Practicality
|
Reports to multiple credit bureaus |
|
Transfers
|
0% APR on balance transfers for up to 15 months |
|
Fee-free
|
Annual fee $0 |
|
Hassle-free application
|
Apply from your device within 15 minutes |
The United Club Infinite Card is Chase's high-end United branded personal card. Benefits include Platinum Elite status required for registration with IHG's portfolio of properties.
| Benefits | |
|---|---|
|
Miles
|
Earn 100,000 bonus miles |
|
Refund
|
Lost Baggage Claim |
|
Travel Delay
|
Refunds for delayed travel |
|
Protection
|
Purchase Protection |
The Upgrade Bitcoin Rewards Visa is a great card for those looking for good bitcoin options, a good and simple card, perfect right?
| Benefits | |
|---|---|
|
Free of charge
|
No annual fee |
|
Foreign transaction
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No foreign transaction fees |
|
Loan
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Use your credit line as a personal loan |
|
Free of charge
|
No prepayment penalties, fines, or late fees |
With the RBC Rewards Visa Platinum Credit Card (USD) your purchases become advantages by accumulating points, miles, cashback, promotions and more.
| Benefits | |
|---|---|
|
Protection
|
Price Protection |
|
Warranty
|
Extended warranty |
|
Service
|
Concierge Service |
|
Flag
|
Visa Platinum |
The Chase Freedom Unlimited offers an attractive combination of valuable rewards, flexible redemption options, a long introductory 0% APR period, and a sign-up bonus worth more than most cash back cards offer - all for an annual fee of $0.
| Benefits | |
|---|---|
|
Chase Ultimate Rewards
|
Earn cash back and points |
|
Amazon buys
|
0.8 cents per point |
|
Travel booked
|
0.8 cents per point |
|
Travel
|
5% back on travel purchased through Chase Ultimate Reward |
The Chase Sapphire Preferred card is a top choice when it comes to travel cards. That's because it can be a natural choice for points and miles novices and rewards maximization experts alike.
| Benefits | |
|---|---|
|
Flag
|
Visa |
|
Chase Ultimate Rewards
|
Earn 5 points per dollar on travel purchased through Chase Ultimate Rewards |
|
Anniversary
|
10% anniversary points bonus |
|
Foreign rate
|
No foreign transaction fees |
With responsible use, Capital One QuicksilverOne credit cardholders can improve their credit scores while earning rewards along the way. It is one of the few cards available to people with fair credit that also earns cash rewards on every purchase.
| Benefits | |
|---|---|
|
Consumers
|
Available to consumers with fair credit |
|
Rescues
|
Flexible reward redemptions |
|
Punctuation
|
Increased cưedito through use |
|
Bonus
|
$200 cash bonus |
Discover will automatically match all the cash back you earned at the end of the first year! There is no minimum spend or maximum reward. You can turn $150 in cash back into $300.
| Benefits | |
|---|---|
|
Refund
|
Get 5% off your daily purchases |
|
Score
|
Monthly credit score |
|
Fraud
|
Cardholders will not be liable for unauthorized card purchases |
|
Virtual access
|
Keep up with everything virtually |
The SimplyCash Preferred card from American Express currently offers the ability to earn a $40 statement credit for each monthly billing period in which you spend $750 on purchases on the card.
| Benefits | |
|---|---|
|
Rewards
|
2% cash back on everything |
|
Additional Card
|
No charge for adding up to 9 authorized users |
|
Coverage
|
Comprehensive Insurance Coverage |
|
Service
|
24-hour customer service |
Anyone looking for a balance transfer card will probably appreciate that the Wells Fargo Reflect card offers a generous 0% intro APR for 18 months from account opening on qualifying purchases and balance transfers.
| Benefits | |
|---|---|
|
Flag
|
Visa Flag |
|
Practical
|
Practical for everyday life |
|
Benefits
|
Unique benefits |
|
Different
|
Different from all cards in the market |
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