The Capital One QuicksilverOne Cash Rewards credit card is a solid cash back option for cardholders with average or poor credit history. For an annual fee of $39, you can earn 1.5% back for every dollar spent while building a positive payment history and increasing your credit score.
| Positive Points | Negative Points |
|---|---|
| Get 1.5% unlimited back | High variable TAEG |
| No foreign transaction fees | From $39 |
| Earn fixed rewards |
Other features of the Capital One, such as no foreign transaction fees, emergency card replacement, and $0 fraud liability, also add some peace of mind for new or cautious cardholders. The Capital One Cash Rewards credit card earns cash back at a flat rate of 1.5 percent. You'll also earn 5 percent cash back on hotels and rental cars booked through Capital One Travel.
Cardholders can choose to receive cash rewards in the form of a check or applied as a statement credit. Cardholders can also spend cash rewards on gift cards, though redemption rates may vary. In addition to direct cash back rewards with this card, Capital One offers cardholders a generous list of benefits that can make this card feel like a premium rewards card.
| Benefits | |
|---|---|
|
Consumers
|
Available to consumers with fair credit |
|
Rescues
|
Flexible reward redemptions |
|
Punctuation
|
Increased cưedito through use |
|
Bonus
|
$200 cash bonus |
Travel benefits
This card has no foreign transaction fees, so you will not pay any fees when making purchases outside your country. This is a good addition to a fair credit card, especially one that is not designated as a travel card. Click the button below and request your card:
I Want My CardCredit Building Benefits
The Capital One Cash Rewards credit card is available to individuals with fair or better credit. In six months, Capital One can automatically consider cardholders for a higher line of credit with one-off payments. Credit card usage with this card is also reported to the top three credit reporting agencies. With responsible use, cardholders can improve their credit score.
Reward rate
The Capital One Cash Rewards card offers cash back on every purchase you make. While your focus should be on building credit, not earning rewards, the card offers an easy way to save on the daily purchases you need to make anyway, like groceries and gasoline. Click the button below and request your card:
I Want My Card
