A personal loan, which is also known as a personal credit, is a line of credit, often pre-approved.
This operation has its own characteristics. As well as interest rates that vary according to the financial institution where the transaction is requested.
The personal loan is usually offered to all bank account holders. Among the credit options, the personal loan is one of the first to be released and available.
| Positive points | Negative points |
|---|---|
| Hundreds of ATMs throughout the country, giving total accessibility to the applicant. | Copy of bank statement for at least 3 months. |
| Ample terms for the payment of the agreed monthly installments. | Copies of the basic service form for at least 60 days. |
The limit for a personal loan is usually conditional on a few variables, such as the person's income or the volume of financial transactions he or she has.
There are also customers who do not have the personal loan pre-approved and so, if necessary, it will be necessary to request the release of credit with the financial institution.
In these cases, since the customer will not be an accountholder, he or she will have to apply to the financial institution for credit release.
As the concept itself indicates, there is no specific purpose for personal credit.
| Benefits | |
|---|---|
|
Without bureaucracy
|
No red tape when applying for a loan |
|
Easy money
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In less than 1 hour it is possible to receive the requested amount. |
|
Approval rate
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One of the highest approval rates |
|
Reference
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One of the most requested loans in the market |
In this way, it becomes an option for any kind of person, especially those who are experiencing financial problems or who want to invest in a new life project.
One of the main advantages of personal credit is its ease of acquisition. You can get a loan quickly and easily, either through the internet or directly at the branch.
The only requirements are that the borrower must be of legal age, have a valid identity document, and be resident in the country.
The most important tip when choosing a company to apply for a personal loan is to research the best conditions.
Commbank offers not only the best conditions, but also credibility and security when contracting your credit line.
In this publication we will show all the best conditions and benefits that the institution offers to each applicant.
No fees
The bank guarantees that the applicant incurs no costs in granting your personal line of credit.
If these concessions are what you are looking for, click on the button below and guarantee them.
I Want My LoanComfort
Commbank offers a 100% online service, that is, you can enroll in the comfort of your home or without changing your daily schedule, bringing ease and agility to the process.
Personalized
Commbank offers a personalized service for each applicant, according to their wishes and possibilities.
Excellence in service and security in hiring, click the button below and learn more.
I Want My Loan
