The personal loan, also called personal credit, is one of the most popular types of loans. Its rates, conditions and terms can vary widely depending on the financial institution.
In general, this type of loan has high interest rates, since the bank does not receive any guarantee of payment and the risk of default is higher. Applying for a loan is an important decision in many people's lives.
| Positive points | Negative points |
|---|---|
| The payment terms are one of the longest in the market | The applicant needs to have a good credit history to get the loan released |
| It has one of the highest approval rates of the credit segment in the country | The applicant must have proof of income for the past 3 months to get the loan |
Whether it is for an emergency, to start a business, to renovate the house or even to pay off other debts, it is important to get organized financially before formalizing the request.
This way, you can make a much better decision and not go through the process full of doubts. That's why we've brought some important tips for you to make your decision as assertive as possible.
The decision to take out a loan can arise for several reasons, as we mentioned earlier: to pay off debts, acquire an asset, solve an emergency or renovate a house, are some examples.
People of different classes and ages, in different moments of life, may want to ask for a loan, it is normal.
The key is to organize your finances properly to spend less when you are approved, since the interest will be an extra bill to pay that month.
Before applying for a loan, the most important step is to do some research. Since this is a decision that compromises part of your family's budget for some time, you should not make it if you are not sure you need it.
On our site you can make a credit simulation, free of charge and without obligation, to get an idea of the amount, the interest and the time you will have to pay.
Borrowing means that you will have an amount to use for whatever you want, but it also means that you will have to pay this amount back to the bank.
Getting organized means understanding all your expenses, so that the loan does not become a debt that you cannot pay back.
| Benefits | |
|---|---|
|
Online application
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Fully online loan application process |
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Security
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Security system in place to prevent scamming |
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Compatible interest rates
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Market compatible interest rate |
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Payment terms
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Longer payment terms |
To do this, it is good to make a list of all your fixed expenses, such as rent, condominium, water, electricity, gas, and also entertainment expenses, such as streaming services, online shopping, and other variable expenses. That way, see a little more about the Horizon Bank Personal Loan.
Free usage
The Personal Loan Horizon Bank, has the release for any use, so the applicant does not need to inform the purpose of the loan.
It is ideal for those who need money for some health emergency, with car repairs or for some mishap. So, click the button below and request your loan.
I Want My LoanOnline application
The Horizon Bank Personal Loan application is one of the easiest in the personal loan segment in the country. This facility helps those who need credit with agility.
Interest Rates
The interest rates of the Personal Loan Horizon Bank are 7.14%, one of the lowest in the market. This makes it perfect for those seeking special conditions for this line of credit. So if you need money fast, click on the button below.
I Want My Loan
