Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Card is light on features, but useful for those who want to pay off debt or extend payments on a large new purchase. The main selling point of this card is the long introductory fee on new purchases and eligible balance transfers.

An initial APR extension of up to 3 months is available with one-time minimum payments during the introductory and extension periods. A variable APR of 17.24% - 29.24% applies thereafter. Balance transfers made within 120 days qualify for the introductory rate and 3% fee, then a balance transfer fee of up to 5%, minimum $5 applies.

A nice added benefit, standard on many Wells Fargo cards, is the included cell phone insurance. When you pay your wireless bill with the Wells Fargo Reflect card, you'll have access to up to $600 in coverage per claim for stolen and damaged phones (subject to a $25 deductible). Two claims can be made per year.

0% Introductory Fees

While there are many cards that offer 0% APR on balance transfers, not all offer an introductory fee on purchases as well, which sets the Wells Fargo Reflect card apart. Customers who meet the transfer eligibility requirements can use this offer to strategically score an interest-free loan on new purchases or, more traditionally, to help pay off existing debt rather than accrue interest. Click the button below and apply for your card:

Salt Transfer

Balance transfers do not accrue interest, but transfer fees still apply. The card offers an introductory APR of 0% for 18 months from account opening on qualifying purchases and balance transfers.

My Wells Fargo Deals

Through My Wells Fargo Deals, you can gain access to personalized offers from various merchants. It's an easy way to earn cash back as a bill credit when you shop, dine, or enjoy an experience simply by using a qualifying Wells Fargo credit card. Click the button below and apply for your card: